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Loans For People With Bad Credit
First Financial not only has the most competitive rates for high-credit-score borrowers, we welcome those with fair, poor and bad credit because they make up 56% of the current American population
The Perfect Loan to Manage On-the-Go
A-rated First Financial knows that today’s consumers want to access financial products at their convenience. That’s why we rejected the traditional bank model for an Internet-only structure. Enjoying all the security any bank creates, you can use your laptop or tablet to:
Make payments from your laptop, tablet and soon, your mobile device
Review statements and recent payments
Update your account information anytime if you move or want to change your logins
Make a one-time payment, set up auto-pay or schedule future payments.
There has never been a better time for managing personal finances. As recently as 10 years ago, loan and bank statements used to come monthly and much information seemed walled up behind the doors of the bank. Those days are over! Now borrowers and banking customers can watch their loan, checking and savings balances every day if they want to. They can complain and get answers on Facebook and Instagram. The power lies in the 21st century consumers’ hands and First Financial strives to keep it there.
Check Your Personal Loan Rates with No Credit Score Impact
You’ve probably learned by now that each new credit card, line of credit or loan involves the lender checking your credit score. The credit bureaus see these inquiries and promptly lower your credit score, often as much as 10 points per inquiry. Our personal loan source gives you the freedom of checking just the loan amount and rate you would qualify for without running a credit check. A credit inquiry occurs only if and when you decide that our rates and terms are the best for you.